# Amex Platinum rental coverage at SeaTac: what to know?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://www.seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-insurance-seatac
**Authority:** https://www.seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Amex Premium Car Rental Protection can be primary — enroll before pickup, decline agency CDW, pay with Amex.

## What to know

Amex Platinum cardholders can enroll in Premium Car Rental Protection (~$25 per rental flat fee) for primary collision coverage up to $75,000 on most vehicles. Enroll at americanexpress. com before arriving at CONRAC — enrollment is per-rental, not automatic. Decline agency CDW/LDW and charge the full rental to your enrolled Amex. Excludes trucks, vans over 8 passengers, and exotic vehicles. Amex standard (non-Premium) benefit is secondary collision — still requires declining agency waiver. Keep decline initials visible on contract photos for claims filed within 45 days. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16. , all 12 brands sell optional waivers at pickup. Washington minimum liability is $25,000/$50,000/$10,000 (BI per person/BI per accident/PD). Kayak SUV avg $61/day before waivers. CFC $7/day + ACRF 11. 1% apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at $15–$35/day, SLI at $12–$18/day, and PAI at $5–$10/day. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.

## Related

- https://www.seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-insurance-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://www.seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-seatac-family-fit
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref