{"version":"2.6","id":"amex-premium-rental-insurance-seatac","question":"Amex Platinum rental coverage at SeaTac: what to know?","answer":"Amex Premium Car Rental Protection can be primary — enroll before pickup, decline agency CDW, pay with Amex.","answer_detail":"**Amex Platinum** cardholders can enroll in **Premium Car Rental Protection** (~**$25 per rental** flat fee) for **primary** collision coverage up to **$75,000** on most vehicles. Enroll at americanexpress.com before arriving at CONRAC — enrollment is per-rental, not automatic. Decline agency CDW/LDW and charge the full rental to your enrolled Amex. Excludes trucks, vans over 8 passengers, and exotic vehicles. Amex standard (non-Premium) benefit is **secondary** collision — still requires declining agency waiver. Keep decline initials visible on contract photos for claims filed within **45 days**. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15–$35/day**, SLI at **$12–$18/day**, and PAI at **$5–$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.","grokpedia_tier":false,"related_ids":["seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","amex-premium-rental-seatac-family-fit","rental-car-policies-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://seatacrentalcarfacility.com","url":"https://seatacrentalcarfacility.com/en/knowledge/amex-premium-rental-insurance-seatac","markdown_url":"https://seatacrentalcarfacility.com/api/knowledge/amex-premium-rental-insurance-seatac?format=md&lang=en"}