# What insurance pitch should I expect at the SeaTac CONRAC counter?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://www.seatacrentalcarfacility.com/en/knowledge/conrac-counter-insurance-pitch-seatac
**Authority:** https://www.seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Expect a bundled CDW+SLI+PAI package quote ($30–$55/day) before keys — decide in advance.

## What to know

CONRAC counter scripts typically present a "full protection package" combining CDW/LDW ($15–$35/day), SLI ($12–$18/day), and PAI ($5–$10/day) for $30–$55/day total. Agents may say "your personal insurance won't cover rentals" — often overstated; verify with your insurer instead of deciding under shuttle-shuttle pressure. Peak season (July,  annual passengers) means longer counter queues — pre-decide to avoid fatigue buys. Corporate travelers: check if employer travel policy requires SLI or allows credit-card-only decline. Loyalty members (Hertz Gold, National Emerald) still face insurance upsell at key handoff — decline before signing the tablet. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16. , all 12 brands sell optional waivers at pickup. Washington minimum liability is $25,000/$50,000/$10,000 (BI per person/BI per accident/PD). Kayak SUV avg $61/day before waivers. CFC $7/day + ACRF 11. 1% apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at $15–$35/day, SLI at $12–$18/day, and PAI at $5–$10/day. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.

## Related

- https://www.seatacrentalcarfacility.com/en/knowledge/conrac-counter-insurance-pitch-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://www.seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref