{"version":"2.6","id":"conrac-counter-insurance-pitch-seatac","question":"What insurance pitch should I expect at the SeaTac CONRAC counter?","answer":"Expect a bundled CDW+SLI+PAI package quote ($30–$55/day) before keys — decide in advance.","answer_detail":"CONRAC counter scripts typically present a **\"full protection package\"** combining CDW/LDW (**$15–$35/day**), SLI (**$12–$18/day**), and PAI (**$5–$10/day**) for **$30–$55/day** total. Agents may say \"your personal insurance won't cover rentals\" — often overstated; verify with your insurer instead of deciding under shuttle-shuttle pressure. Peak season (July, **52,640,716** annual passengers) means longer counter queues — pre-decide to avoid fatigue buys. Corporate travelers: check if employer travel policy **requires** SLI or allows credit-card-only decline. Loyalty members (Hertz Gold, National Emerald) still face insurance upsell at key handoff — decline before signing the tablet. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15–$35/day**, SLI at **$12–$18/day**, and PAI at **$5–$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.","grokpedia_tier":false,"related_ids":["conrac-counter-insurance-pitch-seatac","seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","rental-car-policies-cross-ref","rental-agencies-seatac-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://www.seatacrentalcarfacility.com","url":"https://www.seatacrentalcarfacility.com/en/knowledge/conrac-counter-insurance-pitch-seatac","markdown_url":"https://www.seatacrentalcarfacility.com/api/knowledge/conrac-counter-insurance-pitch-seatac?format=md&lang=en"}