# How do I safely decline rental insurance at the SeaTac counter?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://www.seatacrentalcarfacility.com/en/knowledge/decline-waiver-counter-strategy-seatac
**Authority:** https://www.seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Bring proof of coverage, initial the decline lines, pay with your coverage card, and photograph the signed contract.

## What to know

Declining CDW/LDW/SLI at CONRAC is legal when you have equivalent coverage — agents may pressure upsells; stay polite and firm. Before counter: print your credit card Guide to Benefits collision section OR insurer declaration page showing rental extension. At counter: say "I decline all optional insurance products" and initial each decline box on the rental agreement (often 3–4 lines). Pay with the same card that provides coverage — splitting deposit and rental charge across cards can void benefits. Photograph all pages before leaving the counter. If an agent refuses decline, ask for a supervisor — Washington law supports informed waiver choice. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16. , all 12 brands sell optional waivers at pickup. Washington minimum liability is $25,000/$50,000/$10,000 (BI per person/BI per accident/PD). Kayak SUV avg $61/day before waivers. CFC $7/day + ACRF 11. 1% apply regardless of insurance choice.

## Related

- https://www.seatacrentalcarfacility.com/en/knowledge/decline-waiver-counter-strategy-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://www.seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref