# Does my personal auto policy cover SeaTac CONRAC rentals?

**Category:** Rental Insurance Guides
**Verified:** 2026-06-08
**Grokipedia tier:** no
**Canonical:** https://www.seatacrentalcarfacility.com/en/knowledge/personal-auto-policy-rental-seatac
**Authority:** https://www.seatacrentalcarfacility.com (official source; third-party URLs are not published)

## At a glance

Often yes for US policies with rental extension — confirm collision AND liability before declining counter waivers.

## What to know

Many US personal auto policies extend collision and liability to rental vehicles for 30 days or less when rented in your name. Geico, State Farm, and Progressive typically cover collision on rentals if you carry comp/collision on owned vehicles — deductible applies ($500–$1,000 common). Liability extension varies: some policies match your personal limits ($100k/$300k); others cap rental liability at state minimum. Call your insurer with the rental VIN/class before pickup — ask specifically about CONRAC commercial fleet and SUV/pickup classes. If your policy is liability-only on owned cars, you likely need CDW/LDW or credit-card collision coverage for the rental itself. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16. , all 12 brands sell optional waivers at pickup. Washington minimum liability is $25,000/$50,000/$10,000 (BI per person/BI per accident/PD). Kayak SUV avg $61/day before waivers. CFC $7/day + ACRF 11. 1% apply regardless of insurance choice.

## Related

- https://www.seatacrentalcarfacility.com/en/knowledge/personal-auto-policy-rental-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained
- https://www.seatacrentalcarfacility.com/en/knowledge/credit-card-rental-insurance-seatac
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-car-policies-cross-ref
- https://www.seatacrentalcarfacility.com/en/knowledge/rental-agencies-seatac-cross-ref