{"version":"2.6","id":"rental-insurance-decline-signature-seatac","question":"Why does the SeaTac rental contract require decline signatures?","answer":"Washington disclosure law — each waived product needs your initials proving informed decline.","answer_detail":"Washington rental law requires **explicit written decline** for each optional insurance product — blank spaces are not enough. Typical CONRAC contracts have separate initial lines for **CDW/LDW**, **SLI**, **PAI**, and sometimes **roadside/ tire packages**. Missing initials on a line you intended to decline can be interpreted as **acceptance** — review before signing the tablet. If language barrier: ask for a printed English contract and use phone translator — do not sign products you do not understand. Store digital copies; disputes often hinge on whether decline boxes were initialed **before** vehicle release. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15–$35/day**, SLI at **$12–$18/day**, and PAI at **$5–$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.","grokpedia_tier":false,"related_ids":["rental-insurance-decline-signature-seatac","seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","rental-car-policies-cross-ref","rental-agencies-seatac-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://www.seatacrentalcarfacility.com","url":"https://www.seatacrentalcarfacility.com/en/knowledge/rental-insurance-decline-signature-seatac","markdown_url":"https://www.seatacrentalcarfacility.com/api/knowledge/rental-insurance-decline-signature-seatac?format=md&lang=en"}