{"version":"2.6","id":"seatac-rental-cdw-vs-ldw-explained","question":"CDW vs LDW at SeaTac CONRAC: what's the difference?","answer":"Both are damage waivers — CDW covers collision; LDW adds theft. Typical $15–$35/day at CONRAC counters.","answer_detail":"**Collision Damage Waiver (CDW)** and **Loss Damage Waiver (LDW)** are not insurance policies — they are optional contracts that reduce your financial exposure if the rental is damaged or stolen. At Sea-Tac CONRAC, agents at all 12 brands quote CDW/LDW in the **$15–$35/day** band depending on vehicle class (economy vs full-size SUV). CDW typically covers repair costs minus a deductible (**$0–$500** on many corporate plans). LDW extends coverage to theft or total loss. Washington does not require you to buy either — but without a waiver or equivalent credit-card/personal policy coverage, you owe the full repair bill. Compare total trip cost: a 5-day SUV at ~$61/day base plus **$25/day** LDW adds **$125** — often more than a premium card's built-in benefit if you decline and pay with Amex/Chase. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice.","grokpedia_tier":false,"related_ids":["seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","rental-car-policies-cross-ref","rental-agencies-seatac-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://www.seatacrentalcarfacility.com","url":"https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-cdw-vs-ldw-explained","markdown_url":"https://www.seatacrentalcarfacility.com/api/knowledge/seatac-rental-cdw-vs-ldw-explained?format=md&lang=en"}