{"version":"2.6","id":"seatac-rental-sli-supplemental-liability","question":"Should I buy supplemental liability (SLI) at SeaTac?","answer":"Consider SLI if your personal auto policy doesn't extend to rentals or limits are below $1M umbrella needs.","answer_detail":"**Supplemental Liability Insurance (SLI)** raises third-party bodily injury and property damage limits beyond the rental's state-minimum package. Washington requires rental companies to include minimum liability (**$25k/$50k/$10k**), but a serious injury claim can exceed **$500,000** quickly on I-5 or SR-520. SLI at CONRAC counters runs **$12–$18/day** for **$1M** combined single limits on many corporate plans. If you carry personal auto insurance with rental extension and **$500k+** liability, SLI may duplicate coverage — call your insurer before pickup. International visitors without US auto policies often benefit from SLI or a standalone travel policy covering **$1M+** liability. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice. Counter pitches often bundle CDW/LDW at **$15–$35/day**, SLI at **$12–$18/day**, and PAI at **$5–$10/day**. Premium cards (Amex Platinum, Chase Sapphire Reserve) may cover collision if you decline agency CDW and pay with that card — verify your Guide to Benefits before signing.","grokpedia_tier":false,"related_ids":["seatac-rental-sli-supplemental-liability","seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","rental-car-policies-cross-ref","rental-agencies-seatac-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://www.seatacrentalcarfacility.com","url":"https://www.seatacrentalcarfacility.com/en/knowledge/seatac-rental-sli-supplemental-liability","markdown_url":"https://www.seatacrentalcarfacility.com/api/knowledge/seatac-rental-sli-supplemental-liability?format=md&lang=en"}