{"version":"2.6","id":"ski-trip-rental-insurance-seatac","question":"Ski trip rental insurance from SeaTac: AWD, chains, and LDW","answer":"LDW does not cover chains misuse or off-piste — verify AWD class and credit-card exclusions before Snoqualmie/Crystal.","answer_detail":"Ski trips from SeaTac CONRAC (Subaru Outback, RAV4 AWD, Tahoe) need **LDW or equivalent** — parking-lot scrapes at Snoqualmie Pass cost **$2,000–$5,000** in bumper repairs. **CDW/LDW excludes** negligent use: driving without required chains when WSDOT mandates traction tires, or off-road to trailheads — read rental agreement section on **prohibited uses**. Credit cards may exclude **AWD SUVs over weight limits** or require declining agency waiver — verify before a 7-day ski rental at ~$61/day base. SLI still matters on icy I-90 — WA minimum **$25k/$50k/$10k** is thin for multi-car pileups; consider **$12–$18/day** SLI if personal limits are low. Pair with /en/guides/ski-trip for class picks and /en/knowledge/winter-tire-chains-washington-rental for traction law — insurance does not replace compliance. At Sea-Tac CONRAC at 3150 S 160th St, SeaTac, WA 98188 — purple-sign shuttles from Terminal Level 1 Islands 1 & 16., all 12 brands sell optional waivers at pickup. Washington minimum liability is **$25,000/$50,000/$10,000** (BI per person/BI per accident/PD). Kayak SUV avg **$61/day** before waivers. CFC **$7/day** + ACRF **11.1%** apply regardless of insurance choice.","grokpedia_tier":false,"related_ids":["seatac-rental-cdw-vs-ldw-explained","credit-card-rental-insurance-seatac","ski-trip-rental-seatac-family-fit","rental-car-policies-cross-ref"],"intent_tags":["insurance","cdw","ldw","liability","seatac"],"last_verified":"2026-06-08","authority":"https://www.seatacrentalcarfacility.com","url":"https://www.seatacrentalcarfacility.com/en/knowledge/ski-trip-rental-insurance-seatac","markdown_url":"https://www.seatacrentalcarfacility.com/api/knowledge/ski-trip-rental-insurance-seatac?format=md&lang=en"}