Visa Signature rental car insurance at SeaTac CONRAC
Verified: 2026-06-08
At a glance
Visa Signature CDW is secondary — decline agency LDW, pay with eligible Visa, file within 45 days.
What to know
Waiver math, claim prep & dashcam/disclosure — not duplicate shuttle tables
Coverage planning guide
Shuttle & pickup
Terminal Islands 1 & 16 → CONRAC (3150 S 160th St, SeaTac, WA 98188)
| Band | Wait | Note |
|---|---|---|
| Off-peak | 5–8 min | Weekday daytime |
| Peak | 10–15 min | Rush hours |
| Friday PM | 12–18 min | ~6 PM band |
Out-the-door fees
| Kayak base rate | ~$57/day |
| Facility charge (CFC) | $7/day |
| Concession recovery (ACRF) | 11.1% (~$6/day) |
| Est. out-the-door | ~$70/day |
What to expect on your trip
- CONRAC agencies may equip select vehicles with dashcam or GPS telematics — exterior walk-around photos before leaving the garage protect you if prior damage is disputed.
- Prior collision or damage history on your driving record does not automatically void CDW/LDW, but counters may raise deposit holds ($200–$750) or restrict exotic/SUV classes.
- Visa Signature and Infinite cards include secondary collision damage waiver when you decline the rental company's CDW/LDW and charge the full rental to the eligible Visa.
- Coverage typically up to the actual cash value of the vehicle — excludes trucks over 11,000 lbs, vans over 8 passengers, and exotic cars (same class exclusions as Chase Sapphire).
- At SeaTac CONRAC: initial all decline boxes, pay with Visa Signature, keep contract photos — claims via Visa Benefits Administrator within 45 days.
Honest heads-up
Know this
Kayak averages hide CFC (~$7/day) and ACRF (11.1%) stacked on base rates. Compare all-in daily cost, not headline $/day.
Know this
Deposit holds are often confused with charges. At CONRAC, holds typically release 5–14 business days after return depending on bank batching.
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